|
Protecting the
Privacy of Information
©Copyright 2002 HCC Specialty Underwriters Inc.
HCC Specialty Underwriters Inc. (“HCCSU”)
is committed to protecting the privacy of our clients. This privacy policy
(the “Policy”) discloses our information use policies and practices on the Insta-Bond Web site (the “Site”). This Policy does not govern our
information collection practices offline or on any other Web sites owned or
operated by HCCSU. By using the Site, you are accepting the practices
described in this Policy and agree that you or your company (“you”) will be
bound by these terms and conditions. Please read this Policy and keep it for
your records.
HCCSU reserves the right to
change the terms of this Policy. Any changes to the Policy will be posted on
this page. Your continued use of the Site following any such changes will
be deemed to constitute your acceptance of such changes. This Policy
supercedes all previous notices or statements with respect to subject
matters described in this Policy.
Strict security
measures
HCCSU takes the security of information very seriously and has established
security standards and procedures to prevent unauthorized access to customer
information. These standards exist for both our physical facilities and our
online services.
Limited
employee access
To protect you, HCCSU has policies and procedures to limit employee access to
information to only those employees with a business reason for accessing
such information. HCCSU educates its employees about the importance of
confidentiality and customer privacy. We take appropriate disciplinary
measures to enforce employee responsibilities regarding customer
information.
Information
Collection and Use by HCCSU
HCCSU collects the following types of information
about you or your business:
- identifiable information
which includes contact information such as your business name, address,
e-mail address and phone number, from applications and other forms and
information that you provide to us on the Site and via e-mail.
This information is used to respond to or process your
request, accurately identify you, protect and administer your account.
- financial information
which includes your transactions with HCCSU, such as your account balance,
and payment history. This information is used to respond to or process
your request. HCCSU has established procedures in an attempt to ensure
that the financial information we collect is accurate, current and
complete. HCCSU is committed to working with you to promptly correct any
inaccurate information.
- standard non-personal
information about visits to the Site, such as date and time visited,
Internet provider address, city, state and country may be collected
automatically by HCCSU’s web servers. This information is used for internal
purposes and to compile statistics on Site usage.
HCCSU also uses your
information for internal business purposes such as helping us design or
improve our products and services and the Site. HCCSU may use information to
offer additional products and services, which may be of interest to you or
your company. You may choose not to have your information used for such
purposes.
The selective
sharing of information with third parties
HCCSU discloses identifiable and financial information to third parties in
order to complete transactions initiated by you or when you request or
authorize the disclosure, to provide requested products and services, or if
the disclosure is required by law or another reporting obligation. We
disclose personal and financial information to nonaffiliated third parties
who perform services on our behalf, such as data analyses, bill payment,
mail house services, printing and account statements, collection services,
credit reporting agencies, and financial auditors. At times it is necessary
to disclose information to enforce or apply the terms and conditions of any
agreement HCCSU has with you and to protect the rights, property, or safety
of HCCSU, our customers, or others. This includes exchanging information with
other companies and organizations for fraud protection and credit risk
reduction as well as cooperating with law enforcement agencies, even without
a subpoena, warrant, or other court order. Please note, all information
about you may be transferred to a new owner if HCCSU is sold, merges, or
ceases operations or information is otherwise required to be transferred as
an asset.
HCCSU may share information
within the HCCSU family of companies, as well as with unaffiliated third
parties external to HCCSU. You may choose
not to have your information shared with the HCCSU family of companies
or these third parties by opting out of such sharing.
Whatever the reason for
sharing information, we require strict confidentiality by the receiving
parties and limit the use of the information to the purpose for which it was
disclosed.
Cookies
In order to enhance your experience on the Site,
HCCSU uses cookies. For example, HCCSU may use cookies to store your
preferences for certain kinds of information. You can set up your Web
browser to inform you when cookies are set or to prevent cookies from being
set.
Links
The Site may contain links to third-party Web
sites. These linked Web sites are not endorsed by HCCSU and are not under
HCCSU’s control. HCCSU is not responsible for and cannot make any assurances
regarding the content, privacy practices, or other policies or practices of
the operators of such Web sites.
To opt out
If you would like more information about your information sharing options,
or wish to opt out of information sharing with HCCSU affiliates or certain
third parties or certain uses by HCCSU as described above,
please email
instabond@HCCSU.com.
We will comply with your request as soon as reasonably practical after we
have received your opt out request. Please note, changes to your preference
are not retroactive. If you have previously opted out, please be assured
that your election will remain effective. You do not need to contact us
unless you wish to change your election.
If you are comfortable with
HCCSU’s handling of information it collects, you do not need to take any
action at this time.
Access to
information
If you would like to review and/or change
information about you kept in our files, please email
instabond@HCCSU.com. HCCSU will
endeavor to make all corrections within ten (10) business days.
For more
information
Comments or questions about the Site or this policy should be directed to:
HCC Specialty Underwriters Inc.
500 Unicorn Park Drive
Suite 402
Woburn, MA 01801
(781) 994-6000 or (800) 927-6303
instabond@HCCSU.com
|
